Normally, car insurance coverage could be available to drivers for a time period of 6 months or 12 months. But these days you can even find companies which provide weekly auto insurance covers. Such types of policies can be renewed for up to 6 months and they allow drivers to drive cars legally on road regardless of whether they own them or not. The concept of providing car insurance for a week is relatively new and the coverage is specifically designed to cater to the needs of drivers that drive cars occasionally by borrowing them from friends/relatives or on rent.
So, if you are planning to go out for a vacation with your friends or family members with a borrowed or rented car for a week’s time then you can think of buying auto insurance for 7 days. But it might not be that easy to find companies which provide vehicle insurance coverage for a week. Besides, not all states allow drivers to get such very short term car covers and that is where the need to seek help from experts arises. With specialist assistance online, you may get enabled if you can get auto insurance coverage for 7 days.
However, just like in case of other alternative car insurance options, there are several factors that go into determining overall affordability of weekly vehicle insurance premiums. You can fix consultation with a local expert for free to find out how much you may be required to spend for driving a vehicle which is borrowed or rented. Remember, it is important that you make sure that the coverage that you are buying is adequate to protect your finances comprehensively against any type of eventuality involving an owned, borrowed or rental car. To get the cheapest weekly car coverage quote online, act now!
get a Free quoteThere are certain situations wherein buying auto insurance for a week might prove to be extremely useful. Usually, drivers prefer purchasing weekly car insurance covers for the below mentioned reasons.
With car insurance per week, you get the freedom for driving a car that is owned by you, borrowed or rented without any kind of financial worries. In addition, you may even accrue some unique types of advantages as under:
In a weekly vehicle insurance, the contract for coverage between you and the insurer is only applicable for 7 days. After completion of the 1 week coverage, there will be no obligation which you will have to fulfil towards the insurance company.
Full or comprehensive coverage for your personal car or borrowed/rental vehicle is guaranteed with weekly car insurance. You can secure the best possible coverage at the right price and protect your finances from any eventuality that is likely to occur while driving car.
If you already have a regular auto insurance policy then no claims bonus on it will not be impacted by weekly vehicle insurance as it is altogether a separate cover. Remember, a 1 week insurance coverage is a standalone policy.
You can obtain auto insurance for a week in as less as 90 seconds if you take recourse to fast online processes. All you need to do is keep all details ready for receiving and comparing the best quotes.
There are multiple uses of buying a low cost 1 week insurance cover for cars as mentioned below.
Car insurance for one week only could be very much similar to a traditional auto insurance cover. There may be several similarities between the two and you might have multiple options to choose from as well. The only difference is that the coverage will be applicable for just 7 days. But you can have liability insurance for bodily injuries, property damages as well as comprehensive and collision coverage features. Other coverage options like Personal Injury Protection (PIP), Medical Payments and Uninsured/Underinsured motorist insurance can also be added to the policy to secure complete financial protection for the borrowed or leased car.
You can purchase a short term or temporary car coverage for as less as 7 days by exploring various alternatives provided by different insurers in your state. When you shop and compare multiple free quotes, you may have detailed idea of the coverage extent, limits and pricing offered by top rated auto insurance providers. Comparison of several quote estimates enables you to find the best and the cheapest quote for your specific driving needs and budget. But the task can be exhaustive, strenuous as well as complicated and so, it is desirable to seek help from knowledgeable and experienced specialists.
Companies that offer one week insurance policy quotes will check your driving record for calculating premium. As a result, you need to make sure that there are no serious traffic violations or DUI/DWI offenses on your driver’s license. Insurers specifically look to verify whether a driver was involved in an accident which resulted in third person’s property damages. In the worst scenario, you may be denied coverage or if assessment of coverage risk is substantially high, insurers might charge high premium to compensate for likely financial losses which may result by providing coverage. Talk to an expert to know more.
Yes, you can purchase one week vehicle insurance policy even if you need to drive borrowed or rented vehicle for two or more weeks. Weekly car covers are flexible and you can renew your car policy for another week up to 3 weeks time. Nevertheless, if you need borrowed or leased vehicle for 4 weeks, you can also think of buying cheap one month auto insurance.
The Motor Insurance Database or MID is a national database for all vehicles that are insured in each state. Authorities as well as car insurance companies make use of information stored in MID to know whether a vehicle is insured. When you buy one week car insurance cover, your details will be sent to the MID by your insurer. The information sharing can be instant or may even take time and at times, it might reach MID after the coverage ends. Thus, your name will be in the MID list of drivers but if it is not then you must make sure that you are carrying one week auto insurance certificate, which is issued by insurer, while driving.
Coverage for car under weekly car insurance policy could be in effect for 7 days. You can renew it for second and third week but if you need coverage for the fourth week as well and you are able to assess about the exact duration for which you will be borrowing a renting a car in advance then buying monthly auto insurance will be a better idea. In fact, such a proposition may be cheaper than a daily or weekly vehicle insurance cover. It could be better if you consult an expert to decide which option is right for you. Specialist consultation might enable you to make an informed decision on your purchase.
Andy Walker writes about insurance and finance would aim to educate their readers on these complex topics, and to provide practical guidance that helps them make informed decisions about their finances and insurance needs.