If someone hits your parked car, the damage is usually covered, and who pays depends on whether the driver stays or flees.…
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Yes, car insurance covers hitting a deer if you carry comprehensive coverage on your policy. Comprehensive coverage pays to repair or replace…
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You can lower car insurance after an at-fault accident by comparing quotes from several insurers, enrolling in a telematics program, taking an…
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Car insurance covers a rental car while your vehicle is being repaired only if you carry rental reimbursement coverage, or if another…
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An accident usually stays on your insurance record and affects your rates for three to five years. The exact length depends on…
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Car insurance does not cover personal items stolen from your car. Auto policies protect the vehicle and its factory-installed parts, not the…
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Standard car insurance does not cover engine failure or mechanical breakdown caused by wear and tear, age, poor maintenance, or a defective…
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True zero-dollar “no deposit” car insurance does not exist from any licensed insurer in Texas. Every legitimate company asks for at least…
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Drop collision coverage when your annual collision premium reaches 10% or more of your car’s current value. This is the widely used…
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